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I understand this is a "Do It Yourself" program, no one is monitoring my progress and I am responsible for my own retirement. I also acknowledge I have read the following disclosure: This website was created by Plan Your Federal Retirement as just one tool for your use in retirement planning. This website is a do-it-yourself process; no one is verifying your information or monitoring your progress. You are responsible for your retirement. All information herein is solely for educational purposes and is not intended to replace or supersede other retirement planning information. Any tax or legal information mentioned is from a financial planning perspective. No tax or legal advice is given nor intended. Neither Shilanski & Associates Inc., Summit Brokerage Services, Inc., nor any of its affiliates assumes any responsibly or warranty, expressed or implied, as to its accuracy or completeness. This is not an offer to buy or sell securities. Plan Your Federal Retirement is a dba of Shilanski & Associates, Inc., an Alaska Registered Investment Advisor with securities offered through Summit Brokerage Services, Inc., Member FINRA/SIPC. Shilanski & Associates, Inc. is not affiliated with Summit Brokerage Services, Inc.